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Life insurance is any insurance relating to a risk depending on human life. This includes contracts providing payment on the insured person's death, endowments providing payment either on survival to a specified date or on earlier death and annuities which are paid throughout the annuitant's lifetime but cease on death.

Life license candidates are provided with a course that covers term life insurance, whole life insurance, universal life insurance, variable life insurance, and annuities.

This course expounds the foundations of appraisal, appropriate for real estate appraisers, real estate brokers, and others needing a fundamental knowledge of the valuation process. An appraiser is an individual qualified by education, training, and experience to estimate the value of real property and personal property. The valuation process is a systematic procedure, employed to define a real property value, and to report any problem and its solution to the client. Each property is unique, and any single property can obtain many types of value estimates. Valuation is processed through the following steps.

Property insurance covers physical assets such as building, equipment, furnishings, fixtures, and inventory. Casualty Insurance coverage is primarily for the legal liability of a person (individual or organization) that results from negligent acts and omissions causing bodily injury and/or property damage to a third party. It protects a property owner or other person from loss or injury sustained as a result of theft, vandalism or similar occurrences. Property insurance may cover aviation insurance, boiler and machinery insurance, glass insurance and crime insurance.

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